Finding Scholarships Can be Easy

When applying for college, future students can only think about one thing: acceptance letter. When they finally receive it, they start dreaming about their dorm room, sororities, and college parties.

Finding Scholarships Can be Easy

If you fit this description, get the head out of the clouds because there’s a huuuuge loan you are going to pay out as soon as you graduate. We’ve prepared the following information for responsible youngsters who want to get out of debts before they turn 60.

How to Find Scholarships

For starters, let’s have a look at College Board’s reports. Last academic year, the average tuition cost was $23,410 for public colleges and $46,272 for private ones. Although you can always take a loan, consider the options that don’t turn into debts.

Grants or Scholarships?

You can refer to both as to “gift aid.” You don’t get it wrong they really don’t have to be paid out. To get one, you can address federal or state government, non-profit organization or even your college.

The difference between grants and scholarships matters depending on whom you choose to ask for support. While grants are need-based, scholarships can be both need-based and merit-based.
If you win a grant, you have to keep in mind you will probably need to pay it back if you quit the program.

Your eligibility for federal grants is determined by FAFSA. Scholarships, however, have more specific requirements. You will also need to write an essay, prepare recommendation letters, and so on.

What Are the Grants Types?

You have probably heard of many different types of grants, but the most popular ones are federal grants. Typically, they include:

  • Federal Pell Grants. You can only get one if you’re undergraduate. Always check the latest information because the amount of money you receive can be changed.
  • Teacher Education Assistance for College and Higher Education (TEACH) Grants. Unlike most other grants, TEACH has stipulations. For instance, be prepared to have classes in “high-need fields.”
  • Iraq and Afghanistan Service Grants. You can only apply for this grant if your parents died while doing the military service in one of the countries. The award sizes vary.

Scholarship Tips

While finding a grant is relatively simple, scholarships are trickier. If you want to win a scholarship, start looking for one in your community.

There, your chances will be higher because the competition is not that fierce. Some other scholarship tips would include:

  • PTO or schools. Check with your school if their budget allows them to offer some financial aid. In this case, your fellow students will be your only competitors.
  • Volunteer organizations. Have you ever cooperated with any? Maybe they offer any scholarships? Very often, they do, so don’t miss the opportunity.
  • Local government. Even if you didn’t help resolve any of their issues, you still have to try your luck. Visit their website and see what they offer.

Hope these tips will be helpful in your search. No pain, no gain, remember? So use any opportunity you have.

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